In a major move to boost investor returns, Crypto.com has launched a limited-time promotion on its Crypto.com Earn platform, offering users the chance to earn up to 15% annual percentage yield (p.a.) on USDC and USDT through 3-month fixed-term plans. This high-yield opportunity is designed for users seeking stablecoin returns with predictable lock-up periods—making it ideal for both new and experienced crypto investors.
With stablecoins continuing to play a pivotal role in digital asset portfolios, this time-sensitive offer delivers a compelling incentive to grow holdings without exposure to volatile cryptocurrencies.
How the Limited-Time Crypto.com Earn Offer Works
Eligible users can now lock their USDC or USDT in a 3-month fixed-term plan and receive rewards of up to 15% p.a. These rates significantly exceed standard yields available on most savings or investment platforms, positioning this as one of the most attractive short-term crypto earning opportunities in 2025.
👉 Discover how to maximize your stablecoin returns today.
The offer is straightforward:
- Users deposit USDC or USDT into a 3-month fixed-term plan via the Crypto.com App.
- Rewards are calculated daily and credited automatically every 7 days to the user’s Crypto Wallet.
- The maximum allocation per user is $500,000, and deposits under this cap are fully eligible for the promotional rate.
- Importantly, allocations in this offer do not count toward tiered rewards quotas, meaning users can maintain their existing reward tiers while taking advantage of this bonus program.
This structure provides flexibility and scalability—whether you're investing $1,000 or $500,000, you can benefit from the same competitive rate.
Key Details and Eligibility
While the offer is widely available, certain geographic restrictions apply due to regulatory compliance:
- The USDC limited-time offer is not available for residents of:
Hong Kong, Switzerland, Malta, Australia, and Texas (U.S.). - The USDT limited-time offer is not available for residents of:
Hong Kong, Switzerland, Malta, Australia, Texas (U.S.), and Canada.
These exclusions reflect regional regulatory frameworks governing stablecoin products. Users outside these regions can participate seamlessly through the Crypto.com App.
The promotion runs for a short window—from November 15, 2024, to December 15, 2024—making timing crucial. After this date, rates may revert to standard levels, so early participation ensures maximum yield capture.
Why This Offer Stands Out in 2025
In today’s evolving digital asset landscape, stablecoin yield programs are increasingly popular among risk-aware investors. Unlike volatile cryptocurrencies like Bitcoin or Ethereum, stablecoins maintain a consistent value pegged to the U.S. dollar, offering stability while still enabling earning potential.
With traditional savings accounts yielding less than 1% in many markets, an offer of up to 15% p.a. represents a powerful alternative for capital preservation and growth.
Moreover, the 7-day reward crediting cycle enhances liquidity perception—users see regular returns hitting their wallets, reinforcing confidence and engagement with the platform.
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Frequently Asked Questions (FAQ)
Q: Who is eligible for the up to 15% p.a. offer on USDC and USDT?
A: The offer is available to Crypto.com App users worldwide, except for residents of Hong Kong, Switzerland, Malta, Australia, Texas (U.S.), and Canada (for USDT only). You must accept the Crypto.com Earn Terms & Conditions applicable in your region.
Q: Does this fixed-term plan affect my tiered rewards?
A: No. Allocations in this limited-time offer do not count toward your tiered rewards quota. You can continue earning tier benefits independently.
Q: When will I receive my rewards?
A: Rewards are calculated daily and credited to your Crypto Wallet every 7 days, providing consistent visibility into your earnings.
Q: What is the maximum amount I can deposit?
A: The maximum eligible deposit per user is $500,000. Any amount within this limit qualifies for the promotional rate.
Q: Can I withdraw my funds before the 3-month term ends?
A: No. This is a fixed-term plan, meaning funds are locked for the full 3 months. Early withdrawal is not permitted.
Q: Is my capital protected in this program?
A: While stablecoins are low-volatility assets, Crypto.com Earn products are subject to market and operational risks. Always review the Terms & Conditions before participating.
Maximize Your Crypto Earnings Potential
This limited-time opportunity underscores how crypto platforms are innovating to deliver real financial value. By combining high yields with transparent mechanics and regular payouts, Crypto.com continues to strengthen its position in the decentralized finance (DeFi) and centralized finance (CeFi) ecosystems.
For users looking to explore additional ways to grow their digital assets beyond fixed-term plans, diversified strategies can include staking, liquidity pools, or trading—each offering different risk-reward profiles.
👉 Start earning high yields on your stablecoins with just a few clicks.
Final Thoughts and Next Steps
The Crypto.com Earn limited-time offer presents a rare window to earn up to 15% p.a. on USDC and USDT—a rate that outperforms most traditional financial instruments. With a clear timeline ending December 15, 2024, now is the time to act.
Ensure you meet eligibility requirements, review the full terms, and lock in your position before the offer expires.
Whether you're building an emergency fund in stablecoins or optimizing a diversified portfolio, this promotion offers tangible benefits with minimal complexity.
👉 Unlock higher returns on your crypto holdings—explore your options now.
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