Funding Rate Mechanism Explained

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In the world of perpetual futures trading, understanding how market forces are balanced is essential. One of the most critical mechanisms ensuring price alignment between perpetual contracts and their underlying assets is the funding rate. At OKX, this system plays a vital role in maintaining market stability and fairness.

The funding rate mechanism ensures that the market price of a perpetual futures contract remains closely aligned with its underlying index price. Unlike traditional futures, perpetual contracts do not have an expiration date—making this alignment even more important to prevent prolonged price divergence.

👉 Discover how funding rates can influence your trading strategy and optimize returns


How Funding Rates Work

When the funding rate is positive, long-position holders (buyers) pay a fee to short-position holders (sellers). Conversely, when the funding rate is negative, short-position holders pay longs.

It’s important to note that OKX does not charge any service fees on funding payments. The platform simply facilitates the transfer of funds between traders based on their open positions at the time of funding settlement.

Funding Payment Schedule

Funding is typically settled every 8 hours at 07:00, 15:00, and 23:00 Vietnam time (UTC+7), unless otherwise specified (e.g., some contracts may settle every 1, 2, or 4 hours).

While the calculation happens almost instantly, the actual evaluation window can last up to one minute. For example, if you open a position at 00:00:20 UTC, you may still be subject to funding collection or distribution if the system has not yet completed its assessment.

Market conditions may also lead to adjustments in the timing of funding settlements.


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Funding Rate Calculation

Initial Funding Rate Formula

The original method used to calculate the funding rate is:

Funding Rate = Clamp[MA(Price Gap Index – Interest Rate), Max Funding Rate, Min Funding Rate]

Where:

This model ensures that extreme values are capped using upper and lower limits (floor and ceiling rates), preventing volatility from distorting the mechanism.


Updated Funding Rate Logic

To improve trading experience and responsiveness, OKX has rolled out an enhanced calculation model in phases. The new formula offers greater accuracy by incorporating weighted averages and dynamic adjustments.

Funding Rate = Clamp[Average Price Gap + Clamp(Interest Rate – Average Price Gap, 0.05%, -0.05%), Max Funding Rate, Min Funding Rate]

Key components:

👉 Learn how updated funding logic improves market fairness and reduces manipulation risks


Calculating Impact Bid and Ask Prices (BTCUSDT Example)

To better reflect real market depth, OKX calculates impact prices using order book data.

Impact Bid Price Calculation

Assume impact size = 20,000 USDT:

Order Book LevelBid PriceBase Amount (BTC)Notes
190,0000.02Value = 1,800 USDT – fully used
289,9000.06Cumulative = 7,194 USDT – fully used
389,7000.16Needs only 12,806 USDT → requires 0.14276 BTC

Impact Bid Price = 20,000 / (0.02 + 0.06 + 0.14276) ≈ 89,780.8 USDT

Impact Ask Price Calculation

Order Book LevelAsk PriceBase Amount (BTC)Notes
190,0000.02Value = 1,800 USDT – fully used
290,1000.06Cumulative = 7,206 USDT – fully used
390,2000.16Needs only 12,794 USDT → requires 0.14184 BTC

Impact Ask Price = 20,000 / (0.02 + 0.06 + 0.14184) ≈ 90,154.9 USDT

This approach ensures funding rates respond to actual liquidity rather than surface-level spreads.


Funding Fee Calculation

The actual fee paid or received is determined by:

Funding Fee = Position Value × Funding Rate

USDT-Margined Contracts (e.g., BTCUSDT)

Position Value = Contracts × Contract Size × Multiplier × Mark Price

Example:

Position Value = $60,000 × 10 × 0.01 × 1 = $6,000
Funding Fee = $6,000 × 0.1% = **$6 (paid by longs to shorts)**

Crypto-Margined Contracts (e.g., ETHUSD)

Position Value = Contracts × Contract Size × Multiplier / Mark Price

Example:

Position Value = (100 × $10 × 1) / $4,000 = 0.25 ETH
Funding Fee = 0.25 × 0.1% = 0.00025 ETH (paid by shorts to longs)


Collection and Distribution of Funding Fees

Fee Collection

OKX collects owed funding fees in full—even if equity drops below liquidation thresholds (i.e., margin ratio < 100%). Partial or full liquidation may follow if necessary.

Fee Distribution

All collected funds are fully distributed to eligible counterparties.

This transparent flow ensures traders receive what they’re owed without platform interference.


Frequently Asked Questions

Q: What happens if I close my position right before funding time?
A: As long as your position is closed before the assessment timestamp, you will neither pay nor receive funding.

Q: Why did I get charged even after being partially liquidated?
A: Funding is assessed based on your position status at the exact moment of evaluation. If you were still holding a position—even briefly—you remain liable.

Q: Can funding rates predict market direction?
A: High positive rates often indicate bullish sentiment (more longs), while negative rates suggest bearish bias. However, they should be used alongside other indicators.

Q: Does OKX profit from funding fees?
A: No. OKX acts solely as a facilitator—the full amount paid by one side is transferred entirely to the other.

Q: How are max/min funding rates determined?
A: These caps vary per contract and are designed to prevent excessive fees during volatile periods.

Q: Are funding rates the same across all exchanges?
A: No—each exchange uses its own methodology. OKX’s updated model emphasizes fairness and resistance to manipulation.

👉 See real-time funding rates and analyze market sentiment across top perpetual contracts