Unlocking the TRX "One-Fish, Multi-Eat" Wealth Strategy: Real-World 20%+ APY

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In recent months, TRX has surged in popularity across the crypto landscape. With TRON protocol revenue exceeding $343 million in May alone — a new all-time high — and daily earnings averaging $11 million, momentum is building fast. On June 4, TRON officially announced that the "TRX supply reduction" proposal (TIP-738) will go to vote on June 10, 2025. If approved, this will significantly reduce new TRX issuance, tightening supply and enhancing scarcity.

Over the past three months, TRX climbed from $0.21 to as high as $0.28 — a gain of over 30%. This upward trajectory gained further traction when the U.S. SEC accepted for review an application for a Staked TRX ETF in May. Should it be approved, TRX could experience substantial price appreciation.

As awareness grows, more investors are not only buying and holding TRX but also seeking ways to maximize returns on their holdings. Simply holding may no longer be enough. The real opportunity lies in leveraging TRX through yield-generating strategies within the TRON ecosystem.

Enter JustLend DAO, TRON’s leading native DeFi platform, where a powerful yield strategy known as the "sTRX + USDD" dual-income model has emerged. Real-world testing shows this combination can deliver over 20% annualized returns, turning passive holdings into active income streams. With simple steps and full liquidity, users can unlock what many call the “one-fish, multi-eat” wealth code of TRX.

👉 Discover how to turn your TRX into a high-yield asset today.

Understanding the Core: JustLend DAO, sTRX, and USDD

Before diving into the strategy, it's essential to understand the key components powering this yield engine.

JustLend DAO: The Heart of TRON’s DeFi Ecosystem

Originally launched as a decentralized lending protocol on the TRON network, JustLend DAO has evolved into a central pillar of TRON’s DeFi infrastructure. It offers a range of services including:

As of June 5, JustLend DAO secured over $3.4 billion in total value locked (TVL), making it the largest DeFi protocol on TRON by TVL according to DeFiLlama — a testament to its reliability and adoption.

sTRX: Your Liquid Staking Powerhouse

sTRX (Staked TRX) is JustLend DAO’s liquid staking token. When you stake your TRX, you receive sTRX in return — a tradable, yield-bearing asset that automatically accrues rewards from:

Unlike traditional staking, sTRX doesn’t lock your funds. You retain full control and can use sTRX across various DeFi applications. As of June 5, over 8.1 billion TRX (worth ~$2.19 billion) were staked, with more than 4,360 unique addresses participating.

USDD 2.0: TRON’s Native Algorithmic Stablecoin

USDD is a decentralized stablecoin pegged 1:1 to the U.S. dollar and built on the TRON blockchain. Users can mint USDD by over-collateralizing assets like TRX or sTRX. With over $420 million in circulation as of June 5, USDD plays a critical role in enabling leverage and yield strategies within TRON’s ecosystem.

The “sTRX + USDD” Yield Loop: How to Earn Over 20% APY

The core strategy revolves around a three-step cycle that unlocks multiple income streams from a single TRX holding:

  1. Stake TRX → Receive sTRX (earn staking rewards)
  2. Use sTRX as collateral → Mint USDD (gain liquid capital)
  3. Deposit USDD → Earn interest (generate stablecoin yield)

This creates a compounding effect where your original TRX generates dual-layered returns: one from sTRX staking and another from USDD deposits.

Step 1: Stake TRX to Get sTRX

On JustLend DAO’s Staked TRX dashboard, users can stake any amount of TRX to receive sTRX at a near 1:1 ratio (currently ~0.81 sTRX per TRX). Once converted, sTRX begins earning passive income immediately.

As of June 5, the 7-day annualized yield for sTRX was approximately 9.24%, derived from network-level incentives. This rate fluctuates based on total staked volume but has historically peaked above 30% during high-demand periods.

💡 Pro Tip: Frequent traders can save on gas by renting energy via JustLend DAO’s Energy Rental service — reducing transaction costs from several dollars down to mere cents.

Step 2: Mint USDD Using sTRX as Collateral

Next, head to the USDD vault platform and use your sTRX to mint USDD. The system requires over-collateralization, with a current minimum collateral ratio of around 150%.

For example:

Since the minimum mint is 2,000 USDD, it’s wise to stake a sufficient amount upfront to avoid fragmentation.

Step 3: Deposit USDD and Earn Yield

Once minted, deposit your USDD back into JustLend DAO’s lending pool. As of June 5, the annualized yield for USDD deposits was 5.82% — highly competitive among stablecoin opportunities.

Now, here’s the magic:
You’re simultaneously earning:

But in practice, due to dynamic rate adjustments and compounding effects, real-world users often see total yields exceeding 20% annually, especially during periods of high network activity.

👉 Start building your passive income stream with just a few clicks.

Advanced Strategy: Leverage Looping for Exponential Gains

For experienced users, there’s an advanced technique called recursive borrowing that amplifies returns even further.

Here’s how it works:

  1. After depositing USDD, use it as collateral to borrow additional TRX or sTRX
  2. Re-stake the borrowed TRX to get more sTRX
  3. Use the new sTRX to mint more USDD
  4. Deposit the fresh USDD to earn more interest — and repeat

Each loop increases your exposure and earning potential. While this introduces higher risk (especially during market downturns), disciplined users with risk management can achieve geometric growth in yields, far surpassing the base 20% threshold.

This strategy turns TRX into a true “money-making machine” — where assets generate income, which then fuels further income generation.

Why TRX Is Becoming the “Golden Shovel” of Crypto

The convergence of fundamental upgrades and innovative DeFi mechanics makes TRX uniquely positioned in today’s market.

Together, these factors transform TRX from a speculative asset into a productive one — a “golden shovel” that digs up wealth through both price appreciation and on-chain income.

And unlike rigid staking models elsewhere, this strategy maintains full liquidity. Both sTRX and USDD are freely tradable on DEXs, giving users flexibility without sacrificing returns.

Frequently Asked Questions (FAQ)

Q: Is the “sTRX + USDD” strategy safe?
A: While no DeFi strategy is risk-free, JustLend DAO and USDD are among the most audited and battle-tested protocols on TRON. Always assess collateral ratios and monitor liquidation risks if using leverage.

Q: Can I unstake anytime?
A: Yes! There’s no lock-up period. You can redeem sTRX for TRX instantly and repay USDD loans at any time.

Q: What happens if TRX price drops?
A: A sharp decline could trigger USDD vault liquidations if collateral ratios fall below threshold. It’s wise to maintain a healthy buffer (e.g., over-collateralize by 20–30%).

Q: Are there hidden fees?
A: No major fees beyond standard network gas costs, which are minimal on TRON (often <$0.10 per transaction).

Q: How often are rewards distributed?
A: Rewards accrue continuously and can be claimed or reinvested at any time via the platform interface.

Q: Can I automate this strategy?
A: While manual management gives full control, some third-party tools offer automated rebalancing — though caution is advised when using external services.

Final Thoughts: Maximize Your TRX Potential

TRX is no longer just a blockchain utility token — it's evolving into a versatile financial asset capable of generating sustainable on-chain income. Through JustLend DAO’s “sTRX + USDD” model, holders can unlock real-world yields above 20%, all while maintaining liquidity and benefiting from potential price upside.

With regulatory progress, reduced emissions on the horizon, and robust DeFi integration, now may be the optimal time to explore how your TRX can work harder for you.

👉 Turn your crypto holdings into a continuous income generator — start now.