Buying XRP (Ripple) has become increasingly accessible thanks to user-friendly cryptocurrency wallets like Trust Wallet. As one of the top digital assets for fast and low-cost international payments, XRP continues to attract both new and experienced investors. Trust Wallet, known for its security and multi-chain support, allows users to seamlessly purchase, store, and manage XRP directly from their mobile devices.
This comprehensive guide walks you through every step of buying XRP on Trust Wallet in 2025—no matter your experience level. We’ll cover setup, purchasing, and best practices to keep your assets secure.
Why Choose Trust Wallet for XRP?
Trust Wallet is a decentralized mobile wallet that supports millions of cryptocurrencies across multiple blockchains. Its integration with decentralized exchanges and third-party payment providers makes it ideal for purchasing XRP without leaving the app.
Key benefits include:
- Full user control over private keys
- Built-in DApp browser for interacting with blockchain applications
- Support for manual token addition
- Easy fiat-to-crypto on-ramps via partner services
With XRP’s widespread use in cross-border finance and growing adoption by financial institutions, having quick access through a trusted wallet is essential.
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Step-by-Step Guide: How to Buy XRP on Trust Wallet
Step 1: Set Up or Log In to Your Trust Wallet
If you're new to Trust Wallet:
- Download the app from the App Store (iOS) or Google Play Store (Android).
- Create a new wallet and securely back up your recovery phrase (also known as a seed phrase).
- Never share this phrase with anyone—store it offline in a safe place.
Existing users can simply open the app and log in using biometrics or passcode.
Step 2: Access the Buy Feature
Once inside the app:
- Tap the “Buy” button located at the top of the home screen.
- This opens the fiat-to-crypto gateway powered by third-party providers such as MoonPay, Mercuryo, or Sardine.
Note: The availability of certain providers may vary based on your region and local regulations.
Step 3: Search for XRP
In the search bar, type “XRP” or “Ripple”.
- If XRP appears in the list, select it.
- If not, you’ll need to manually add XRP to your wallet first.
Step 4: Manually Add XRP (If Not Listed)
Sometimes, due to network restrictions or updates, XRP may not appear immediately. Here’s how to add it:
- Return to the home screen.
- Tap “Manage Wallets” or “Manage Cryptos.”
- Use the search function to find XRP (Ripple).
- Toggle the switch to enable XRP in your wallet.
Now, XRP will appear among your listed assets.
Step 5: Initiate the Purchase
Tap on XRP from your asset list, then choose the “Buy” option.
- Enter the amount you'd like to purchase in your local currency (e.g., USD, EUR) or in XRP.
- The app will display the estimated amount of XRP you’ll receive after fees.
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Step 6: Enter Payment Details
You’ll be redirected to a third-party payment provider where you can:
- Pay via credit/debit card, bank transfer, or other supported methods.
- Provide required personal information (KYC may apply depending on the provider and transaction size).
Double-check:
- Exchange rate
- Processing fees
- Total cost before confirming
Step 7: Confirm and Complete the Transaction
After reviewing all details:
- Tap “Buy” or “Confirm”.
- Wait for processing—most transactions complete within minutes.
- You’ll receive a confirmation once the XRP is credited to your wallet.
Step 8: Verify Your XRP Balance
Return to the Trust Wallet home screen.
- Look for XRP in your asset list.
- The purchased amount should now be visible in your balance.
You’re all set! Your XRP is ready for sending, swapping, or holding as part of your investment strategy.
Frequently Asked Questions (FAQ)
Can I buy XRP directly within Trust Wallet?
Yes, Trust Wallet integrates with third-party fiat-to-crypto services that allow you to buy XRP directly using a credit card or bank transfer. While Trust Wallet itself doesn’t act as an exchange, its partnerships make purchasing seamless.
Why doesn’t XRP show up when I search?
XRP might not appear due to temporary delisting by payment providers or regional restrictions. However, you can still manually add XRP to your wallet and use alternative methods to acquire it, such as swapping other cryptos or buying via external platforms.
Is it safe to enter my card details in Trust Wallet?
Trust Wallet does not store your payment information. When you initiate a purchase, you're redirected to secure, regulated third-party providers (like MoonPay or Mercuryo) that use encryption and compliance protocols to protect your data.
Are there fees when buying XRP?
Yes, fees apply and typically include:
- Network or gas fees (minimal for XRP)
- Third-party processing fees (varies by provider)
- Spread margin (difference between market price and offered rate)
Always review the total cost before confirming.
Can I swap other cryptocurrencies for XRP?
Absolutely. Trust Wallet includes a built-in swap feature that lets you exchange tokens like BNB, ETH, or USDT for XRP instantly across supported networks. This is useful if you already hold crypto and want to diversify into XRP.
What should I do if my purchase fails?
If a transaction fails:
- Check your internet connection.
- Ensure sufficient funds are available.
- Verify that your region supports the selected payment method.
- Try again later or switch providers if possible.
Contact the payment partner’s customer support if issues persist.
Tips for Secure XRP Management
- Never share your recovery phrase – No legitimate service will ever ask for it.
- Enable biometric login – Use fingerprint or face recognition for added protection.
- Keep app updated – Regular updates ensure security patches and feature improvements.
- Avoid public Wi-Fi when making transactions – Use mobile data or a trusted network.
- Consider long-term storage – For large holdings, consider transferring XRP to a hardware wallet.
Final Thoughts
Buying XRP on Trust Wallet is straightforward, secure, and efficient—perfect for beginners and seasoned crypto users alike. With just a few taps, you can own a piece of one of the most influential digital assets in global finance.
Whether you're investing for growth, preparing for international transfers, or exploring decentralized finance (DeFi), having XRP in your Trust Wallet puts powerful financial tools at your fingertips.
As the crypto ecosystem evolves, staying informed and proactive about how you manage your assets makes all the difference.