In a bold move set to redefine personal finance, Fold has unveiled plans for the Fold Bitcoin Rewards Credit Card, a groundbreaking financial product developed in partnership with Visa®. This innovative credit card merges everyday spending convenience with the long-term wealth-building potential of bitcoin, positioning itself as a powerful tool for Americans looking to grow their savings through digital assets.
Unlike traditional credit cards that offer miles, points, or minimal cashback, the Fold Bitcoin Rewards Credit Card delivers up to 2% unlimited bitcoin rewards on every purchase—making it the first of its kind in the U.S. market. With additional sign-up bonuses of up to $250, the card is engineered not just for rewards enthusiasts, but for forward-thinking consumers who see bitcoin as a superior store of value.
A New Era of Financial Empowerment
The Fold Bitcoin Rewards Credit Card isn’t just another rewards program—it's part of a larger mission to make bitcoin the cornerstone of everyday financial life. By integrating directly into the Fold ecosystem, cardholders gain access to a full suite of financial tools designed around bitcoin ownership and growth:
- Zero-fee bitcoin trading
- Insured bitcoin custody
- FDIC-insured transactional accounts
- Exclusive merchant bonus offers
These features create a seamless loop where users can earn, store, trade, and spend bitcoin—all within one secure platform. This holistic approach sets Fold apart from conventional fintech apps that treat cryptocurrency as an afterthought.
👉 Discover how you can start earning bitcoin with every swipe.
Proven Track Record in Bitcoin Adoption
Fold isn’t starting from scratch. The company has already built a strong foundation with over 600,000 users and more than $2.5 billion in transaction volume** processed through its existing debit card products. To date, Fold has distributed nearly **$75 million in bitcoin rewards, which would have equaled only about $20 million if paid out in cash—a striking illustration of bitcoin’s appreciation and long-term value potential.
Will Reeves, CEO of Fold, emphasized the vision behind the new credit card:
“Fold has already empowered hundreds of thousands of users to incorporate bitcoin into their daily lives. With this credit card, we aim to dethrone miles as the go-to credit card reward. If top travel rewards cards can process 1% of U.S. GDP, we’re confident the Fold Bitcoin Rewards Credit Card can reach the same heights.”
This ambition reflects a growing shift in consumer behavior—away from short-term perks and toward lasting financial empowerment through digital assets.
Tiered Benefits for Every User
Fold offers two membership tiers to accommodate different levels of engagement:
- Fold Members: Earn 1.5% unlimited bitcoin rewards and receive up to $100 in bonuses.
- Fold+ Members: Enjoy enhanced benefits including 2% unlimited bitcoin rewards, up to $250 in bonuses, and a premium metal card that symbolizes elite status within the Fold community.
These tiered rewards ensure that both casual spenders and high-volume users are incentivized to maximize their bitcoin accumulation over time.
Building a Bitcoin-First Financial Future
As Fold prepares for its upcoming NASDAQ listing—poised to become the first publicly traded bitcoin financial services company—it is also building one of the largest corporate bitcoin treasuries among public firms. With over 1,000 bitcoin held in reserve, Fold is aligning its own financial strategy with its core mission: making bitcoin a foundational savings asset for millions.
This level of commitment strengthens user trust and underscores Fold’s long-term vision. Rather than treating bitcoin as a speculative asset, Fold positions it as a practical, everyday tool for wealth preservation and growth.
👉 See how you can join the next wave of bitcoin-powered finance.
Why Bitcoin Rewards Make Financial Sense
Traditional rewards programs often come with hidden limitations: blackout dates, expiring points, complex redemption rules, and low real-world value. In contrast, bitcoin rewards offer:
- No expiration: Your earned bitcoin grows over time.
- Liquidity: Easily trade or use your rewards.
- Appreciation potential: Historically outperforms cashback in long-term value.
- Ownership: You control your assets directly.
For example, $75 million in bitcoin rewards distributed by Fold would have been worth only $20 million in cash just a few years ago—highlighting how choosing bitcoin over fiat can significantly amplify returns.
Join the Waitlist and Be First in Line
Consumers can now sign up for the Fold Bitcoin Rewards Credit Card waitlist to secure early access when the card launches. Being on the list increases chances of approval and ensures第一时间 (immediate access) to exclusive launch bonuses and member benefits.
While full eligibility details and credit terms will be disclosed upon application, early sign-ups are expected to receive priority processing and special incentives.
👉 Reserve your spot today and start earning bitcoin rewards tomorrow.
Frequently Asked Questions (FAQ)
Q: How do I earn bitcoin rewards with the Fold Credit Card?
A: Cardholders earn either 1.5% or 2% in bitcoin on all purchases, depending on membership tier. Rewards are automatically credited to your Fold account.
Q: Is there a credit check involved?
A: Yes, applicants will undergo a standard credit evaluation process. Specific requirements will be shared during the application phase.
Q: Can I spend my earned bitcoin directly?
A: Yes. Bitcoin rewards can be used for purchases via the Fold debit card, transferred externally, or held as a long-term investment.
Q: Are there annual fees for the card?
A: Details on fees will be announced prior to launch. Fold+ membership may include a fee in exchange for higher rewards and premium features.
Q: Is my bitcoin safe with Fold?
A: Fold provides insured custody for all user-held bitcoin and partners with regulated financial institutions to safeguard funds.
Q: When will the card be available?
A: The exact launch date has not been announced, but waitlisted users will get early access. Sign-ups are open now.
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Fold is more than a fintech startup—it's a movement toward democratizing wealth creation through bitcoin. The Fold Bitcoin Rewards Credit Card marks a pivotal step in transforming how Americans think about spending, saving, and building long-term financial security.