In recent years, cryptocurrency has gained widespread attention among Chinese users seeking alternative investment opportunities. While direct trading within mainland China remains restricted, several international platforms have tailored services to meet the needs of Chinese-speaking investors. These buy crypto apps offer secure, efficient, and user-friendly ways to enter the digital asset market. This guide explores the top platforms available, focusing on security, ease of use, transaction fees, and supported cryptocurrencies.
Why Choosing the Right Crypto App Matters
Selecting a reliable crypto-buying app is crucial for both beginners and experienced investors. With growing interest in assets like Bitcoin (BTC), Ethereum (ETH), and stablecoins such as USDT, users need platforms that ensure fast transactions, strong security protocols, and accessible customer support. The ideal app should balance regulatory compliance with practical functionality—especially for users navigating limited domestic options.
Key Factors to Consider When Choosing a Buy Crypto App
Before diving into specific platforms, it's important to evaluate each based on core criteria:
- Security Features: Look for two-factor authentication (2FA), cold storage solutions, and anti-money laundering (AML) compliance.
- Transaction Speed & Ease: Can you buy crypto instantly using fiat currency? Is the interface intuitive?
- Fees Structure: Compare deposit, trading, and withdrawal fees across platforms.
- Available Cryptocurrencies: Does the platform support major coins and emerging tokens?
Now, let’s explore the most trusted buy crypto apps currently used by Chinese investors.
1. Binance – Global Leader in Crypto Trading
Binance stands as one of the world’s largest cryptocurrency exchanges by trading volume. It offers a localized experience for Chinese-speaking users through its international platform.
Key Advantages:
- Extensive selection of tradable cryptocurrencies
- Multiple fiat on-ramps including bank transfers and third-party payment gateways
- OTC (over-the-counter) trading available for high-volume buyers
While Binance no longer operates a mainland China-specific version due to regulatory changes, its global platform remains accessible via web and mobile apps. Users benefit from robust infrastructure and high liquidity.
Pro Tip: Always enable 2FA and avoid sharing API keys to enhance account safety.
👉 Discover how to start buying crypto securely today.
2. OKX – Advanced Tools for Active Traders
OKX is a leading digital asset exchange trusted by millions worldwide. Known for its advanced trading features and strong security framework, OKX supports seamless crypto purchases using various payment methods.
Why Users Choose OKX:
- Supports multiple fiat currencies for deposits
- Offers instant buy/sell options and peer-to-peer (P2P) trading
- Wide range of tradable assets including BTC, ETH, and innovative altcoins
- Regularly audited reserves and transparent operations
The platform also provides educational resources and market analysis tools—ideal for users aiming to deepen their understanding of blockchain markets.
3. Huobi – A Veteran in the Crypto Space
Huobi, established in 2013, is one of the earliest cryptocurrency exchanges serving Chinese users. Though it has transitioned to an offshore model, its mobile app continues to be popular.
Features at a Glance:
- Simple “Quick Buy” and “Flash Buy” functions
- Primarily supports USDT-based trades
- Strong track record in platform stability
Due to regulatory adjustments, Huobi no longer facilitates direct CNY deposits but remains functional for users with existing USDT balances or those using P2P channels.
4. MEXC – Low Fees, Fast Execution
MEXC Global (formerly known as MXC) has emerged as a competitive player in the crypto exchange space. Its buy crypto app emphasizes speed and affordability.
What Sets MEXC Apart:
- Ultra-low trading fees starting from 0.1%
- Lightning-fast order execution
- Support for over 1,000 cryptocurrencies
- User-friendly interface with Chinese language support
MEXC is particularly appealing to traders interested in early-stage projects and niche tokens not listed on larger platforms.
5. Zhipay (Zhimakaimen) – Non-Custodial Wallet with Built-In Purchase
Zhipay, commonly referred to as "Zhimakaimen," functions as a non-custodial wallet allowing users to buy crypto directly without KYC verification.
Main Benefits:
- Full control over private keys
- Instant purchase of BTC, ETH, and USDT
- No registration required for small transactions
- Enhanced privacy compared to centralized exchanges
This makes Zhipay an excellent choice for users prioritizing anonymity and self-sovereignty over funds.
Frequently Asked Questions (FAQ)
Q: Can I legally buy crypto in China using these apps?
A: While mainland-based crypto exchanges are prohibited, individuals can use international platforms outside China’s jurisdiction. Always comply with local laws and use these services at your own discretion.
Q: Are my funds safe on these platforms?
A: Reputable exchanges like OKX and Binance implement military-grade encryption, cold wallet storage, and regular audits. However, never keep large amounts on any exchange long-term—use personal wallets for added security.
Q: Do I need KYC to buy crypto?
A: Most major platforms require identity verification for higher transaction limits. However, some wallets like Zhipay allow limited purchases without KYC.
Q: Which app has the lowest fees?
A: MEXC generally offers the lowest trading fees, while OKX provides competitive rates with added liquidity and security benefits.
Q: Can I use RMB to buy crypto directly?
A: Direct RMB deposits are restricted. However, many platforms support P2P trading where you can buy USDT using bank transfers or other local payment methods.
Q: How do I withdraw funds safely?
A: Always double-check wallet addresses, enable withdrawal whitelists, and use 2FA. Start with small test transactions before moving larger sums.
👉 Learn how top traders manage risk and grow their portfolios efficiently.
Choosing the right buy crypto app depends on your goals—whether you're looking for low fees, broad coin selection, or maximum privacy. Binance and OKX lead in overall reliability and service depth, while MEXC excels in cost efficiency. Huobi remains a solid option for experienced users familiar with its interface, and Zhipay offers unmatched convenience for quick, anonymous purchases.
Regardless of your choice, always prioritize security practices such as enabling two-factor authentication, avoiding phishing sites, and storing assets in secure wallets after purchase.
👉 Start your journey into digital assets with a trusted global exchange.
By evaluating each platform against your personal needs—security, supported coins, ease of access—you can confidently navigate the crypto landscape even from within China’s restrictive environment. Stay informed, stay cautious, and invest wisely.